3 Acres Land with Utilities Available
DESCRIPTION
With utility water available at the road and electricity running through the property, it’s ready for your vision—whether that’s a dream home, a weekend getaway, or a private retreat. Enjoy easy access with county-maintained road frontage and no restrictions, giving you the freedom to build, camp, or simply enjoy the land your way. Located just a short distance from the South Fork and Spring Rivers, this property is ideal for those who love fishing, kayaking, or spending time in nature.
Have questions about this 3 Acres Land with Utilities Available? Call or text Dale at 870-955-0099
HIGHLIGHTS
*Electric ON the property (NAEC)
*Water service at the road (Highland Water)
*NEXT internet service available (NEAC)
*Fairly flat terrain for easy building
*Fronts on county maintained road
*Property already cleared under power line
*UNRESTRICTED (ask for more details)
*Great spot for cabin, tiny home, RV or mobile home
DISTANCES
1.2 miles – Paved road
3 miles – Spring River
3.3 miles – South Fork River (Great smallmouth bass stream)
3.3 miles – North Golf Course in Cherokee Village
5 miles – Cherokee Village Town Center (lakes, pools, recreation center, bank, restaurants, bar)
5 miles – Hardy (gas, hotels, restaurants, post office, banks, grocery store, antique/art/craft shops, hunting & fishing supplies, river outfitters, churches, liquor, bars)
*Wal-mart, farm supply, hardware store, emergency room, and all other standard services are under 25 minutes from property.
FINANCING DETAILS
No closing costs — 100% of your down payment goes directly toward your land.
No hidden fees — every dollar you pay goes toward your land payment.
No prepayment penalties — pay off your land as quickly as you like.
No balloon payments — no surprise lump sums down the road.
Flexible terms — choose a monthly payment that fits your budget.
Extra payments apply to principal — lowers your balance and saves interest.
Fixed interest rates — no weird variables or fluctuating interest rates.
Simple contracts — no creative financing or lease to buy language.
No travel required — paperwork can be completed by mail or delivery service.
FINANCING TERMS
Sale price – $24,000
Down Payment – $500
Financed Amount – $23,500
Interest Rate – 9%
Monthly payments (choose the option that best fits your budget)
Option #1: 12 monthly payments of $2,055.11
Option #2: 24 monthly payments of $1,073.59
Option #3: 36 monthly payments of $747.29
Option #4: 48 monthly payments of $584.80
Option #5: 60 monthly payments of $487.82
Option #6: 72 monthly payments of $423.60
Option #7: 84 monthly payments of $378.09
Option #8: 96 monthly payments of $344.28
Option #9: 108 monthly payments of $318.26
Option #10: 120 monthly payments of $297.69
PROPERTY DETAILS
County: Fulton
State: Arkansas
Country: USA
Zip: 72542
Property Size: +/-3.18 Acres
Approximate Dimensions: 475 x 214 x 385 x 470 feet
Legal Description: Lot 54 Block 2 McFadden Addition to the Bluffs Subdivision, Fulton County, Arkansas
Parcel Number: 563-30300-000
Location: Nine Mile Ridge Road, Hardy, Arkansas
GPS Coordinates: 36.346255, -91.556159
Google maps dropped pin: https://maps.app.goo.gl/HDMXazuKwNN5vvNo6
Access: Approximately 689 feet of road frontage on Nine Mile Ridge Road.
Property Tax: Currently about $65 per year
Fees/Dues: There are no HOA fees or association dues of any kind.
Driveway Type: There is no driveway built onto this property yet.
GENERAL AREA DESCRIPTION: The Arkansas Ozarks, around Hardy, Mammoth Spring, and Evening Shade, presents appealing opportunities for off-grid living, self-reliance, those with a prepper mindset or those who are just looking to get away from thew hustle of city life. This owner financed land offers a low down payment and several monthly payment options to help you get started building your own sustainable homestead or securing a location for your box truck tiny home, shipping container dwelling or cabin on your very own 3 to 5 acres. This unrestricted and affordable Arkansas land for sale offers access to public land deer hunting and the recreational benefits of the Spring River, known for trout and walleye fishing, canoeing, and kayaking. Also nearby are the Southfork and Strawberry Rivers and many smaller creeks and tributaries that offer additional options for river enthusiast. If you like the lake life, there are 17 lakes in the immediate area and many more within a short drive away. Ready for a change? Call Dale today to get started owning your own land!


