Owner Financed Land in Arkansas


3.1 acres for your enjoyment. No traffic, no rush…just taking it easy among the hardwoods of the Ozarks. Are you ready for your own private spot? Do you need to be able to get away from the hassels of city life? Or maybe you already have a real good idea that when you are ready to retire, you would prefer to be “out” on your own land.

My personal cell phone number is 870-955-0099. Thank you, Dale

ABSOLUTE CLEAR TITLE – This property has clear, insurable title!


*Beautiful big Hardwoods
*Fronts on country maintained road
*The beautiful Spring River is a short drive away
*Current taxes are less than $40 per year
*Quiet, Peaceful, Area
*Quite possibly the most affordable Owner Financed Land you have seen in a long time!!!
*Versatile hunting/prepper/back up location


2.6 miles – Paved road
4.6 miles – Spring River fishing and floating fun!
6 miles – South Fork River (Great smallmouth bass stream)
8 miles – Cherokee Village Town Center (lakes, pools, recreation center, bank, restaurants, bar)
4.6 miles – Hardy (gas, hotels, restaurants, post office, banks, grocery store, antique/art/craft shops, hunting & fishing supplies, river outfitters, churches, liquor, bars)
*Wal-mart, farm supply, hardware store, emergency room, and all other standard services are less 15 miles from property.


•Easy financing – everyone qualifies with a low down payment.
•NO Closing Cost – your down payment goes towards your purchase!
•NO Hidden Fees – every dollar you pay goes towards your note.
•NO Prepayment Penalties – pay off your property as fast or as soon as you like.
•NO Balloon Payments – no surprise lump sum payments.
•Term Choices – choose the monthly payment that fits your budget.
•Extra amounts paid are applied directly to loan principal – this helps pay off your note faster.
•Fixed interest rates – no weird variables or fluctuating interest rates.
•Simple and straightforward contracts – no creative financing or lease to buy language.
•No travel costs – all paperwork can be completed via mail or other delivery service.



Sale price – $16,500
Down Payment – $500
Financed Amount – $16,000
Interest Rate – 9%
Monthly payments (choose the option that best fits your budget)

Option #1 12 monthly payments of $1399.22
Option #2 24 monthly payments of $730.96
Option #3 36 monthly payments of $508.80
Option #4 48 monthly payments of $398.16
Option #5 60 monthly payments of $332.13
Option #6 72 monthly payments of $288.41
Option #7 84 monthly payments of $257.43
Option #8 96 monthly payments of $234.40


Pay cash and save $$$! Email info or call for more info.


County: Fulton
State: Arkansas
Country: USA
Zip: 72542

Property Size: +/-3.1 Acres
Approximate Dimensions: 121 x 110 x 658 x 180 x 30 x 829 feet

Legal Description: Lot 8 Rivercrest Subdivision, Fulton County, Arkansas
Parcel Number: 619-30091-000

Location: Spring Wood Road, Hardy, Arkansas
GPS Coordinates: 36.367784, -91.526385

Directions: From the intersection of Hwy 63 and 62/412 in Hardy, Arkansas near McDonalds, head north on Hwy 63 approximately 0.8 mi. Turn left onto Bluff Drive and follow main road approximately 1.5 miles to concrete bridge over the beautiful Spring River. After crossing river, turn right at the next intersection then drive about .4 mile and stay right at “Y” to get on Spring Wood Road. Stay on Spring Wood Road road for approximately 1.8 miles and property will be on the right.

Access: Approximately 200 feet of road frontage on Spring Wood Road.

Property Tax: Currently less than $40 per year
Fees/Dues: There are no HOA fees or association dues of any kind.
Driveway Type: Dirt

Thank you for visiting my Owner Financed Land in Arkansas listing.